Make 4 Interest-Free Payments with Affirm

When inspiration strikes, say yes with confidence—knowing you’ll never pay
a penny more than your purchase price when using Affirm 4 Interest-Free Payments.

Or Just select Affirm at checkout

Choose 3, 6, or 12 Monthly Payments

For example, a $700 purchase might cost $63.18/mo over 12 months at 15% APR (APR varies)

How Affirm Work

Buying with Affirm is Simple

  1. Fill your cart (min. $250.00)
    • When you’re done shopping, select Affirm at checkout.
  2. Choose how you pay
    • Enter a few pieces of info for a real-time decision.
  3. Pay over time
    • Make 4 payments every 2 weeks at or in the Affirm app or choose monthly payments for 3, 6 or 12 months. You’ll get email and text reminders.

Say Yes with Confidence

When you buy with Affirm, you always know exactly what you’ll owe and when you’ll be done paying. You’ll never pay a hidden fee—or any fee, for that matter.


It only takes a moment, and checking your eligibility won’t affect your credit score.


Affirm won’t charge you late fees or penalties of any kind, ever.

Payment options are offered by Affirm and are subject to an eligibility check. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license. For licenses and disclosures, see


Can I pay off my purchase early?

Yes! There’s no penalty for paying early.

How do I make my payments?

You can make or schedule payments at or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.

Can I return an item I bought with Affirm?

Yes—you can return an item you bought with Affirm by initiating the return process with the store.

Does checking my eligibility affect my credit score?

No—your credit score won’t be affected when you create an Affirm account or check your eligibility. If you decide to buy with Affirm, this may impact your credit score. You can find more information in Affirm’s Help Center.

Do I need a mobile number to use Affirm?

Yes, you’ll need a mobile phone number from the U.S. or U.S. territories. This helps Affirm verify it’s really you who is creating your account and signing in.

Where can I learn more about Affirm?

You can visit their website at

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